Earn 7.50% APY on your dollars in Minnesota

Up to 9.85% income tax Withdraw anytime Min. deposit $10

$10,000 saved for one year in Minnesota

Tasa de ahorro bancario promedio nacional de EE. UU
+$41
0.45% APY · after 9.85% state tax
Coinstancy
Ahorros en dólares (USDC)
+$676
7.50% APY · after 9.85% state tax

Ejemplo ilustrativo a lo largo de un año con el APY fijo actual (los intereses reinvertidos ya están incluidos en el APY), suponiendo que ambas tasas permanezcan sin cambios. Las tasas pueden cambiar. Se muestra el impuesto estatal; los impuestos federales aplican en todos los estados. No es asesoramiento fiscal.

Why Minnesota savers choose Coinstancy

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Up to 9.85% income tax

Minnesota has a high top income tax rate (9.85%). After-tax yield matters.

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Licensed on-ramp in Minnesota

USD deposits and withdrawals are processed by Coinme, licensed under the Minnesota Department of Commerce. Coinme handles the on-ramp and off-ramp only; Savings and its yield are managed by Coinstancy.

MN

Built for the North Star State

The Twin Cities host 16 Fortune 500 headquarters and one of the most financially literate populations in the US.

Serving all of Minnesota

MinneapolisSt. PaulRochesterDuluth

Preguntas frecuentes de Minnesota

Is Coinstancy available in Minnesota?
Yes. Minnesota residents can open a Coinstancy account today. Deposits in US dollars are handled by our on-ramp partner Coinme, which is licensed in 48 US states including Minnesota.
How much can I earn on my savings in Minnesota?
Nuestro fondo de Ahorro en Dólares paga actualmente un 7,50% de APY sobre USDC, frente a una media nacional de aproximadamente un 0,45% para las cuentas de ahorro tradicionales. El APY mostrado es la tasa fija actualmente vigente. Puede revisarse a medida que evolucionen las condiciones del mercado; una nueva tasa se aplica tanto a los saldos existentes como a los nuevos depósitos.
How is yield taxed in Minnesota?
Minnesota has a high top income tax rate (9.85%). After-tax yield matters. Yield is generally treated as ordinary income at the federal level. Consult a tax professional for your situation.
Who regulates crypto and money transmission in Minnesota?
Money transmission in Minnesota is overseen by the Minnesota Department of Commerce (DOC). Our on-ramp partner Coinme holds the required state licenses for USD deposits and withdrawals; it does not manage Savings or its yield. Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
Can I withdraw to my Minnesota bank account?
Yes. You can withdraw USD to any US bank account, or cash out at thousands of Coinme locations across Minnesota, including in Minneapolis, St. Paul, Rochester. You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
¿Cuál es el depósito mínimo?
Puedes comenzar con tan solo $10. No hay períodos de bloqueo ni penalizaciones por retiro.

Start earning 7.50% in Minnesota today

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