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Earn 7.50% APY on your dollars in Kentucky

Start earning in Kentucky See all pools
Flat 4% income tax Withdraw anytime Min. deposit $10

$10,000 saved for one year in Kentucky

Tasa de ahorro bancario promedio nacional de EE. UU
+$43
0.45% APY · after 4% state tax
Coinstancy
Ahorros en dólares (USDC)
+$720
7.50% APY · after 4% state tax

Ejemplo ilustrativo a lo largo de un año con el APY fijo actual (los intereses reinvertidos ya están incluidos en el APY), suponiendo que ambas tasas permanezcan sin cambios. Las tasas pueden cambiar. Se muestra el impuesto estatal; los impuestos federales aplican en todos los estados. No es asesoramiento fiscal.

Savings pools available in Kentucky

USDC
Ahorros en dólares
USDC
7.50%
APY · USDC

Gana un APY fijo en USDC mediante estrategias on-chain seleccionadas y monitoreadas por Coinstancy.
ETH
Ahorros de Ethereum
ETH
3.80%
APY · ETH

Genera rendimiento sobre tu exposición a ETH mediante estrategias auditadas de staking líquido y préstamos.
BTC
Ahorros de Bitcoin
BTC
0.90%
APY · BTC

Ponga a trabajar su exposición a BTC con estrategias de rendimiento basadas en préstamos, mientras mantiene su exposición a Bitcoin.
SOL
Ahorros Solana
SOL
4.70%
APY · SOL

Obtenga rendimiento en SOL a través del staking líquido nativo de Solana y protocolos DeFi seleccionados.

Why Kentucky savers choose Coinstancy

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Flat 4% income tax

Kentucky has a flat 4.0% income tax, trending lower.

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Licensed on-ramp in Kentucky

USD deposits and withdrawals are processed by Coinme, licensed under the Kentucky Department of Financial Institutions. Coinme handles the on-ramp and off-ramp only; Savings and its yield are managed by Coinstancy.

KY

Built for the Bluegrass State

Kentucky passed a 2025 law protecting the right to self-custody digital assets.

Serving all of Kentucky

LouisvilleLexingtonBowling GreenOwensboro

Preguntas frecuentes de Kentucky

Is Coinstancy available in Kentucky?
Yes. Kentucky residents can open a Coinstancy account today. Deposits in US dollars are handled by our on-ramp partner Coinme, which is licensed in 48 US states including Kentucky.
How much can I earn on my savings in Kentucky?
Nuestro fondo de Ahorro en Dólares paga actualmente un 7,50% de APY sobre USDC, frente a una media nacional de aproximadamente un 0,45% para las cuentas de ahorro tradicionales. El APY mostrado es la tasa fija actualmente vigente. Puede revisarse a medida que evolucionen las condiciones del mercado; una nueva tasa se aplica tanto a los saldos existentes como a los nuevos depósitos.
How is yield taxed in Kentucky?
Kentucky has a flat 4.0% income tax, trending lower. Yield is generally treated as ordinary income at the federal level. Consult a tax professional for your situation.
Who regulates crypto and money transmission in Kentucky?
Money transmission in Kentucky is overseen by the Kentucky Department of Financial Institutions (DFI). Our on-ramp partner Coinme holds the required state licenses for USD deposits and withdrawals; it does not manage Savings or its yield. Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
Can I withdraw to my Kentucky bank account?
Yes. You can withdraw USD to any US bank account, or cash out at thousands of Coinme locations across Kentucky, including in Louisville, Lexington, Bowling Green. You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
¿Cuál es el depósito mínimo?
Puedes comenzar con tan solo $10. No hay períodos de bloqueo ni penalizaciones por retiro.

Coinstancy cerca de Kentucky

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Start earning 7.50% in Kentucky today

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